If I have never been affected by my credit score, does it mean I’m not really an adult?
Shit, I’ve had a credit score of 750 or more for years, and yet I can never get approved for any loans other than small, short-term ones like from a cash checking service to get an advance on a paycheck.
I was in a similar boat for the first few years out of college. Like, totally fine score, couldn’t even get a PayPal credit for under $1000 for some reason.
When I met my wife and we secured a credit union mortgage, everyone just started throwing credit at me. My score is sky high, so every account keeps raising my limit, which raises my score, etc. it’s all a bunch of bullshit.
The only crazy thing I noticed after getting married was how people speak to me when I wear the ring vs when I don’t.
I still wear the ring even tho I am no longer married just because people are often friendlier when they see it.
What’s with the wedding ring?
Helps strangers think I’m trustworthy.
Sean Bean, The Hitcher, 2007 (he’s a serial killer)
Student loan’s a scam, don’t pay.
yeah it’s much smarter to have all your belongings taken away by debt collectors
Not paying a financial institution might be the worst advice you could give. That’s like not paying the mafia.
Don’t take a student loan in the first place.
Especially since the financial institutions can fuck up your life way more than the Mafia.
