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Joined 3 years ago
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Cake day: June 1st, 2023

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  • I was in a similar boat for the first few years out of college. Like, totally fine score, couldn’t even get a PayPal credit for under $1000 for some reason.

    When I met my wife and we secured a credit union mortgage, everyone just started throwing credit at me. My score is sky high, so every account keeps raising my limit, which raises my score, etc. it’s all a bunch of bullshit.