Pretty much the same, renting a car while on vacation would be the only scenario I could think of that a credit card would be useful.
And yes I live in EU
Having a credit card is even considered a liability when applying for mortgage here
Perhaps its different there, Europe has far better general consumer protection policies. But in the US, generally, if someone gets your debit card info, they can drain your account and the bank won’t do anything. The money is gone.
Pretty much the same, renting a car while on vacation would be the only scenario I could think of that a credit card would be useful. And yes I live in EU
Having a credit card is even considered a liability when applying for mortgage here
Perhaps its different there, Europe has far better general consumer protection policies. But in the US, generally, if someone gets your debit card info, they can drain your account and the bank won’t do anything. The money is gone.