• 𝕸𝖔𝖘𝖘@infosec.pub
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    1 day ago

    That’s not entirely true. You can’t squirrel away 1990’s $2500 and have it worth $6300 today. The more accurate statement would be that because of inflation (and also greedflation), what you once purchased with $2500, now takes $6300. This decrease in purchasing power, most recently, was brought almost entirely by price collusion, corporate greed, and a lack of regulation enforcement.

    • boonhet@sopuli.xyz
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      1 day ago

      However, if you’d invested 2500 in 1990, it would be worth more than 6300.

      • MrGeneric@lemmy.today
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        9 hours ago

        Just as long as you didn’t have an emergency or retire in 2008 or the 10 years it took to recover

        • boonhet@sopuli.xyz
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          6 hours ago

          Highest month end price in 1990 vs lowest in 2009 is still 2x growth for s&p 500, which is less than 6300, but not as bad as one might think the crash was. From then on if you wait 3 years you pretty much double it again.

          Of course the rich people who could afford to invest in 2009 have now 10x’d their investment. Most of us can’t really do that (invest during a downturn) unfortunately.